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Medicare

Medicare is something that most of us will qualify for at some point but most of know little about. Medicare Part A, Part B, Part C, Part D and Medigap. Each with it’s own eligibility requirements and differences. Some you have to opt in to get, some you have to opt out of to not have them automatically kick in. Then throw in the fact that if you do qualify for both Part A and Part B then you can choose to also have Part C and/or Part D. And within Part C (also known as Medicare Advantage) you can have HMO, PPO, PFFS or SNP depending on what you want and what your circumstances are.

It is also extremely important to know when you become eligible for the various types of Medicare coverage and when it is the most cost effective to buy them. And after that decision, if you choose to go with one of the Part C providers, you will still need to narrow down the coverage and prices available from all the different insurers and each of their available coverages. To say the least, it can be a daunting task.

That is why it is well worth it to turn to a professional like Ed Regalado who loves the challenge presented by trying to fit together all these individual puzzle pieces into a completed picture.

Medicare Latest News

I represent several Medicare insurance plans and know which plans work best for these in the Greater Evergreen and Golden area. What may work for your neighbor may not be the best plan for you. Know the differences. The lowest priced plan is not always the best.

Your increased mail about Medicare and phone calls can only confuse you. Carriers will only tell you about their plans and not other plans that may work better for you.
Call a local broker that won't disappear after they get your business. Buying health insurance online can be very risky. Know who you are dealing with and its always safer to work with someone in your community that you can go back to should you have a problem. I have a local office at 27945 Meadow Drive and would be happy to have you visit.
 
Open enrollment starts on October 15th and will finish on December 7th. If you will soon become eligible for Medicare because you are turning 65 or have a qualifying event, please give me a call at 303 674-1945 to discuss your options.

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